“Conquering the Underserved Market of Multi-life LTC”
I’m invested in your success!
If you’re looking to capitalize on a virtually untapped market or replace lost income due to changes in the health insurance market then group / multi-life LTC is the market for you. There is an incredible opportunity and working with us, we make it easy.
Client Testimonial – Ray Copenheaver
“We are trainers of LTC – and we look to your group to be the trainer of the trainers. Insurance Advisors has always been there for us many times with counsel and advice -even on short notice. For fourteen (14) years, Insurance Advisors has been supporting our specialty agency on long term care insurance matters. Their help has been especially valuable to us in regard to multi-life LTCI sales. This is an area that IA’s knowledge and assistance is unmatched. Thank you for your technical and professional service and support. We are comfortable that we can rely on your support”
Advantage to Businesses Offering LTC Benefit
The Business Advantage of Offering an Employer Sponsored LTC Benefit
Providing the opportunity of a LTC benefit is ROI positive for employees and employers for many reasons.
Completes Retirement Package
Long Term Care insurance protects employee’s retirement income. One of the highest perceived value benefits.
Discounts
Unisex rates and employer discounts you can’t find in the open market.
Simplified Underwriting
This cannot be understated, available for both employee and spouse/partner in most cases.
Adds Value to the Business
Improves retention, morale, and increases value proposition to recruits.

The IA Advantage
Not enough agents are talking about LTC benefits with their employer groups. Benefit managers can have ear fatigue regarding Life, Disability, and Health but mention long term care and their mood can change quickly. Use LTC as a door opener to groups your trying to win over. Ask your current groups and I’m sure you will be surprised by the interest.
Number of Employees | Number of US Firms with Employees | Sponsored Plans in Place |
---|---|---|
1-99 | 4,895,073 | 3131 |
100-499 | 84,829 | 701 |
500-999 | 8,408 | 681 |
The Need is there!
The Opportunity is there!
Where are you?
We work with agents of all levels. Our Goal at Insurance Advisors is to assist agents and BGA’s helping them with multi-life LTC. Many agents and BGA’s are not positioned to successfully execute LTC in the worksite environment. Even those comfortable with the LTC sale can find a large group case daunting. Through training and support we help you avoid pitfalls and traps that sabotage a case and help you increase buy-ups and spousal policies increasing the premium for a case.
Multi-life Partnership Program (MLPP)
Our Aim is to partner with agents & BGA’s to assist them in increasing success of the rollouts, add comfort to the process, and increase commissions earned.
We’ve developed an enrollment process and support structure to do just that!