LTC Benefits – Won’t Lose It If You Don’t Use ItJulie Brooks
One challenge with presenting the need for long-term care is that it is viewed as a risk, not a certainty.
It’s not that your clients don’t want the coverage, but convincing someone to allocate funds towards something they may never use can be a difficult objection to overcome.
Good news – Asset Based Long-Term Care (LTC) with Guaranteed Premiums paid for life is here.
It allows your clients to use the LTC benefit if needed – and if they don’t, they can leave the death benefit or accumulated value to their estate.
Clients receive a guaranteed amount of life insurance. All of which may be used for qualifying long-term care expenses – also, the premium is credited with a guaranteed interest rate, raising the cash value each month.
Contact Insurance Advisors to learn more.