Health Sales Program

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Making Health Sales Easy

Health Sales with Insuarance Advisors

Agents in today’s ACA world are challenged with finding good coverage at affordable rates. The marketplace has plans guaranteed for individuals but often leave the burden of cost through premiums and deductibles on the individual or family. Luckily in many states there are robust options such as Short Term Medical (STM) or Indemnity plans. In addition, there are supplemental coverage options such as MEC, Ancillary, and Detal and Vision plans. Having the right plans and strategy in place to best take care of your clients and do so efficiently is what our Health Program accomplishes.

Support the health of every client.

IA’s Health Program has pulled together the top solutions in the market that tackle specific situations for your clients. The program itself will help guide you to the best solution so you don’t need to quote out 10 different things to find the best option for your client. On top of providing the right carrier solutions to take care of your client and be competitive, we have compiled assets and technology to help increase your efficiency, and improve closing and retention ratios.

Insurance Advisors 6 Solution Strategy

ACA

  • Full Medical
  • Niches
    • Pregnancy
    • Major health issues
    • Good subsidy amount

Small Group

Businesses can write down to policy (owner)

2 employees (non-spouse)

  • Full Medical
  • Pricing lower than ACA on average

Short Term Medical

  • Low cost
  • Catastrophic coverage
  • Preferred health discount
  • Strong major networks
    • Aetna, Cigna, UHC
  • Options with upfront & preventative benefits
  • Great for healthy people

Health Indemnity Plans

  • Low cost
  • Robust coverage
  • Open network – see any doctors
  • Teledoc option
  • Covers pre-existing conditions

Backup Plans

  • Mec plans – Providing preventative care, supplemental for STM to bolster coverage
  • Accident, Crirical Illness, and Hospital Recovery
    • Bolster health coverage selected
    • BCBS backed

Short Term Medical

  • $2,000, $3,000, $5,000 benefit plan limit maximums
  • First year Major Services coverage
  • Plans for individuals and families

We provide tools and support to make the process easy.

  • Access to the carriers needed to support clients effectively
  • Marketing
  • Fact Finder

  • Email templates

  • Health Survey Tool Automating the Sales Process
  • Post – Sale Onboarding Automated Process
  • AEP / Mass Lead Automated Sales Warmup Process

  • Training

  • Referral program for cases you wish not to write (Ex. Small Group / ACA)

How can agents work with Insurance Advisors?

In Full

New to health but want to add to your portfolio. We can help get you going with a straight forward sales program that makes the sale easy.

In Part

If you are working ACA and have your business with another GA, no worries. You can still work with us through securing several STM contracts with IA.

Referral

Whether you are not interested in writing yourself or you are a captive agent with a prospect you cannot write and are looking for a good non-competitive enroller we’ve got you covered. Our dedicated enrollers can take care of your client and you will receive 40% commission for all successful non-ACA sales.