Success in Life Settlements

Success in Life Settlements


As people’s lives change, the intention, need, and value of their life insurance will also change.


If a client is at risk of lapsing, has had a rapid change in health, and/or needs immediate funds for care or otherwise, a Life Settlement may be the solution they need.

As their trusted agent you can help determine if a Life Settlement is a safe and logical option for them.

As people’s lives change, the intention, need, and value of their life insurance will also change.


If a client is at risk of lapsing, has had a rapid change in health, and/or needs immediate funds for care or otherwise, a Life Settlement may be the solution they need.

As their trusted agent you can help determine if a Life Settlement is a safe and logical option for them.

A Life Settlement is the sale of a Life Insurance policy to a third party, whom in return makes a lump sum payment to the seller. Determined by the policy details, the payment amount is greater than the policies surrender value and less than the death benefit. Upon sale of the policy, the buyer becomes the owner and beneficiary, freeing the individual from the financial burden of premium payments and an opportunity to utilize their funds in other areas of life.

There are numerous life insurance policies that can be the subject of a life settlement.
Typical Provisions include the following:

Type

Universal Life, Indexed Universal Life, Whole Life, Convertible Term, Non Convertible Term, Joint Survivorship Policies and Variable

Insured Age

Ages 70+ (some younger ages can qualify)

Health Status

The insured has experienced a moderate or major change in his or her health since policy issue

Face Amounts

$100,000 – $100,000,000+

To learn more about the different types of Life Settlements, visit our Life Settlements market page.

With resources such as education and sales training, industry expertise, convenient policy valuations, marketing services and more, Insurance Advisors can provide the support you need to succeed in Life Settlements Sales.

  • In person meeting with clients, trustees, attorneys, accountants, etc.
  • Conference calls with clients, insurance carriers, trustees, attorneys, accountants, etc.
  • Client letters, Book of Busines Marketing
  • Call scripts
  • Fact finder questionnaires
  • Competitive and Transparent
  • Life Settlements Training and Education
  • Free and Fast Policy Valuations

By offering Life Settlements as an alternative solution to maintaining a Life Insurance policy, it will allow for the client to avoid totally losing a valued investment. This will add to the safety net of services you offer.

We have point of sale assistance available for your advantage. We can assist with meetings, client letters, fact finder questionnaires and more. 

Using a Prescreen & Valuation form you can easily determine whether an individual is a good candidate for a Life Settlement.

Save time with our policy valuation reports by quickly learning upfront if a policy may qualify for a Life Settlement.

By working with Insurance Advisors,

you will be able to offer a unique opportunity to your clients and alternative solution to maintaining the value of a Life insurance policy.

Are you ready to find success in Life Settlements?

Contact Insurance Advisors today!