Summertime and the livin’s… risky!

Summertime and the livin’s… risky!

Summer is here, and with the season comes beautiful weather, swimming, boating, summer sports, recreation, and unfortunately but inevitably, accidents. From swimming pool accidents to sports injuries, summer is full of activities that can cause injuries to all ages.  Have your clients considered how they would handle the unexpected expenses associated with an accident?


Medical plans may provide benefits that help cover the cost of emergency medical care, but what many fail to plan for are the additional, unexpected financial expenses that can result from an injury caused by an accident.  Things like lost wages, co-pays and deductibles, assistance with transportation, meals, and childcare can add up quickly.  The statistics show the reality of how often accidents occur.


  • 1 out of 7 Americans each year seeks medical care due to injuries. ¹
  • More than 90% of accidents are non-traffic related. ¹
  • Falls are the leading cause of accidental injuries among Americans in almost every age group. ¹
  • More than 2.6 million children under the age of 19 are treated in emergency departments each year for sports and recreation-related injuries. ²


Personal Accident Insurance can help cover those extra expenses so that your client can focus on healing.  Accident policies vary, but many can cover costs associated with ambulance, hospital, urgent care or physician expenses, hospitalization, X-rays, surgery, prescriptions and much more. Whether they need individual coverage or family coverage, there are plenty of options available to fit your client’s budget.


Reach out to Insurance Advisors for more information on how you can help your client enjoy their summer by offering them the protection a Personal Accident policy can offer.


1 National Safety Council, Injury Facts, 2019
2 Centers for Disease Control and Prevention, February 2019

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